What Happens if No One Claims the Surplus Funds?

10‑Year Escheat to the State

If no motion is filed within 10 years of the sheriff’s sale, the Superior Court Trust Fund sends the money to the State of New Jersey under the Uniform Unclaimed Property Act.

Can You Recover After Escheat?

Yes, but it requires a separate claim with the Unclaimed Property Administration—not a court motion. Processing can take 6 – 12 months versus 90 – 120 days in court.

Why People Miss the Deadline

• They never learn that surplus funds exist.
• Mail from the sheriff or court is discarded as “junk.”
• Heirs discover the sale years later.

Avoid Losing Your Money

Check immediately after a foreclosure sale or call us for a free eligibility check. We file within a week of engagement to lock in your claim.

Past results do not guarantee future outcomes. Attorney Advertising. Friscia & Associates LLC | 199 Wilson Ave., Suite A, Newark, NJ 07105.