Responding to a Foreclosure Lawsuit in New Jersey

In New Jersey, a borrower typically has 35 days from the date of service to respond to a foreclosure lawsuit. This time frame is set by the New Jersey Rules of Court, Rule 4:64-1, requiring a borrower to file an answer or other responsive pleading within 35 days of being served with the foreclosure complaint. Failure to respond can lead to default, allowing the lender to proceed with the foreclosure unless a Motion to Vacate Default is filed and granted by the court.

It is crucial for borrowers facing foreclosure to seek legal advice promptly. An attorney can assist in understanding the foreclosure process, legal rights, and options available to help keep the home or avoid a foreclosure on their credit record. Responding to a foreclosure complaint involves filing an Answer within the designated 35-day period and serving it to the Plaintiff or their counsel.

Legal Assistance for Foreclosure in New Jersey

If you need more information about the foreclosure process in New Jersey or have related questions, contact Friscia & Associates for legal advice and support. Call us today at (973) 500-8024 or (212) 960-8308, or submit your contact information online for direct assistance.