Question: Who is eligible for relief under Chapter 7?


Chapter 7 relief extends to certain individuals, corporations, or other business entities. Relief is available, subject to the satisfaction of the mean test, regardless of the size of the debtor’s debts and regardless of whether the debtor is solvent. However, in certain situations debtors that would otherwise qualify cannot file for bankruptcy under Chapter 7 if (1) the debtor voluntarily dismissed the previous bankruptcy case after its creditors sought the court’s relief to recover property from the debtor; (2) during previous 180 days a bankruptcy petition of such a debtor was dismissed as a result of the debtor’s failure to comply with the court’s order of failure to appear before the court; or (3) if the debtor does not receive credit counseling from an approved agency during the 180 days preceding the Chapter 7 bankruptcy filing.

If you are interested in filing a Chapter 7 Bankruptcy, or if you have any related questions call us today at (973) 500-8024 or (212) 960-8308, or submit your contact information below and we can contact you directly.

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