What are the Steps to owning my own home?


Now that you’ve found the home of your dreams, the real estate purchase process begins. At this point, you should consider presenting an offer to the seller. Often this offer is presented to the seller’s real estate agent or broker. In New Jersey if the seller accepts your offer a three day attorney review period begins. At this point, it is advisable that you obtain an attorney who will review and potentially revise the contract, and issue a check to the seller’s attorney for the purposes of making an initial deposit. Once the contract is reviewed and finalized you will be working on obtaining a loan to purchase the property. While that is in the works, the purchasers attorney will obtain and review a copy of the title report from a title company to make sure that there are no unknown liens on the property. Once you receive a commitment and a clear to close from your lender and the title company the closing can be scheduled.

If you are interested in purchasing or selling a home, or if you have any related questions call us today at (973) 500-8024 or (212) 960-8308, or submit your contact information below and we can contact you directly.

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