How can I save my house if I am in foreclosure in New Jersey?


While a foreclosure is never a pleasant experience, all hope is not lost if you have been sued by your lender and are currently in foreclosure. Indeed, there are a few ways in which you can save your home from foreclosure.

For example, if your property is a primary residence you may qualify to participate in New Jersey’s foreclosure mediation program. This program offers a structure process in connection with which countless New Jersey homeowners have successfully negotiated deals with their lenders, typically involving more favorable mortgage loan terms. In other case, New Jersey homeowners have succeeded in getting their foreclosures dismissed because of the effectiveness of their affirmative defenses and/or due to a procedural or technical violation on the party of the Plaintiff. In yet other situations New Jersey homeowners have been able to save their homes, even though they had been sued for foreclosure, because they successfully reinstated their mortgage loan before the entry of Final Judgment which is permissible under New Jersey’s Fair Foreclosure Act for certain qualifying properties.

If you are interested in learning more about New Jersey’s foreclosure process, or if you have any related questions call us today at (973) 500-8024 or (212) 960-8308, or submit your contact information below and we can contact you directly.

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